Private medical insurance may cover your treatment; however, it is crucial to review your specific policy, as coverage varies for everyone.
Here is some helpful information to determine if your policy includes coverage:
Aviva Healthcare
https://www.aviva.co.uk/
Contact: 0800 068 3827 (Mon-Fri 8 am to 8 pm)
Coverage: Usually up to ten acupuncture sessions per policy year, with a GP referral for each separate condition. The practitioner must be a member of the British Medical Acupuncture Society (BMAS) or British Acupuncture Council (BAcC). Not covered for chronic conditions, pre-existing conditions, pregnancy, and childbirth.
AXA PPP Healthcare
https://www.axahealth.co.uk/
Contact: 0800 111 4004 (Mon-Fri 9 am to 7 pm)
Coverage: Up to ten acupuncture sessions per policy year with a GP referral. Not covered for chronic conditions, pre-existing conditions, pregnancy, childbirth, and cosmetic treatment. Note that AXA has a limited amount covered per session and does not allow patients to top it up.
Beneden Health
https://www.benenden.co.uk/
Contact: 0800 414 8071 (Mon-Fri 8:45 am to 5:30 pm)
Coverage: Acupuncture treatment is payable based on the benefit schedule (ranging from £75 at Level 1 to £350 at Level 5) under the Health Cash Plan. The coverage is subject to a combined maximum benefit per insured person in each policy year.
Bupa
https://www.bupa.co.uk/
Contact: 0808 115 3722 (Mon-Fri 8 am to 8 pm, Sat 9 am to 12:30 pm)
Coverage: Most BUPA policies do not cover acupuncture with a traditional acupuncturist. They require practitioners to be GMC registered doctors with training in acupuncture. However, some European policies, corporate policies, and the BUPA Health Cash Plan cover acupuncture treatment provided by recognized acupuncturists.
CS Healthcare
Contact: 0800 917 4325 (Mon-Fri 9 am to 5 pm)
Coverage: Acupuncture is covered under the Therapy & Care option with a GP or Specialist/Consultant referral. Two sessions will be pre-authorized initially, and further cover will depend on a Treatment Plan from the Therapist. Pre-existing conditions are not covered.
General & Medical Healthcare
https://www.generalandmedical.com/
Contact: 0800 980 4601
Coverage: Acupuncture falls under complementary medicine, with coverage ranging from £250 to £1,500 depending on the policy. Pre-existing medical conditions are not covered, and an initial referral from your NHS GP is required.
HealthShield
https://www.healthshield.co.uk/
Contact: 01270 588555 (Mon-Fri 8 am to 6 pm)
Coverage: Acupuncture is covered under the health cash plan, ranging from £60 to £655 per year. Pre-existing conditions are not covered, and the acupuncturist must be from an approved list of professional organizations.
HSF
https://www.hsf.co.uk/
Contact: 0800 917 2208, email at enquiries@hsf.eu.com
Coverage: HSF health plan provides assistance towards acupuncture treatment by qualified and registered practitioners. The coverage can range from £75 to £900 per year, depending on the chosen level of cover. Pre-existing medical conditions are not covered.
Vitality
https://www.vitality.co.uk/
For Vitality clients, I am fully registered and can provide treatment. Prior authorization confirmation is necessary before starting your treatment.